In 2025, travel insurance is no longer optional for Nigerian travelers — it’s a visa requirement in many countries. Whether you’re visiting the UK, Canada, or the Schengen zone, embassies now demand proof of valid travel insurance covering health emergencies and trip cancellations.
Why Travel Insurance Matters
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Medical Emergencies: Covers hospitalization abroad, which can cost thousands of dollars.
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Trip Cancellations: Refunds expenses if flights are delayed or canceled.
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Lost Baggage: Protects against loss or damage during transit.
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Legal Support: Provides help in emergencies like accidents or documentation issues.
Where to Get Travel Insurance
Reliable providers include AXA, Allianz, and Nigerian firms like Leadway Assurance and Mutual Benefits. Always choose a plan that covers at least €30,000 for Schengen visas.
Tips Before Buying
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Verify that your policy covers COVID-19 and other pandemics.
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Keep digital and printed copies of your insurance certificate.
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Cross-check with your embassy’s approved insurer list.
Final Tip:
A valid travel insurance plan not only strengthens your visa application but also ensures peace of mind during travel. It’s your safety net abroad.
