Many travelers ignore travel insurance — until it’s too late. Today, most embassies and visa officers will not approve your visa without proof of valid travel insurance covering your trip duration.
Why Travel Insurance Is Now Mandatory
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Medical Emergencies:
Insurance covers accidents, illness, or hospitalization abroad. -
Trip Cancellations & Delays:
If your flight is canceled or delayed, your insurance can reimburse part of your expenses. -
Lost Luggage or Documents:
You get protection against loss of personal belongings or travel documents. -
COVID-19 & Health Coverage:
Post-pandemic, many embassies require applicants to show insurance covering pandemics or global health risks.
Top Embassies That Require Travel Insurance
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Schengen States (Europe) – Mandatory for all short-stay visas.
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United Kingdom – Recommended for all applicants.
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UAE & Turkey – Part of visa package requirements.
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Canada – Required for visitor or study visas.
How to Choose the Right Travel Insurance
Look for policies that include:
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Minimum coverage of €30,000 (for Schengen countries)
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COVID-19 medical protection
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24/7 assistance abroad
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Repatriation and emergency evacuation
Travel insurance is no longer optional; it’s a core requirement that ensures your safety and builds embassy confidence in your preparedness.