Travel insurance isn’t just a document for your visa checklist—it’s your first layer of protection abroad. In 2025, more embassies now strictly require detailed insurance coverage before approving visa applications, especially for Schengen and study visas.
Why You Need Travel Insurance
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Required for Schengen and student visa applications
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Covers emergency medical costs, travel delays, and lost baggage
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Proves to embassies that you’re financially responsible
Types of Travel Insurance
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Short-Term (Tourism): For holidays, business, and brief visits (7–90 days)
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Long-Term (Study/Work): Usually required for stays beyond 6 months
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Multi-Trip Annual Plans: Great for frequent travelers or business people
Key Features to Look For
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Minimum €30,000 medical coverage (Schengen requirement)
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Emergency repatriation coverage
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Travel cancellation and delay protection
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Validity across all countries you plan to visit
Top Providers Acceptable by Embassies
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AXA Schengen
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Allianz Travel
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World Nomads
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International Travel & Healthcare (UK)
How PraisenPam Helps
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We advise on embassy-approved insurers
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Get competitive pricing and group discounts
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Full guidance on coverage requirements
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Add-on support for international student insurance
Final Thoughts: The right travel insurance can save you from heavy costs and protect your trip. Trust PraisenPam to find the right plan that meets embassy standards and your personal safety.
